AA - Apr 2022

Consumer rights explained – 25 April 2022

As consumers, we have rights when purchasing goods in-store and online. We help you understand these rights and provide you with the steps you can take to ensure that goods purchased meet your expectation…

Direct real estate vs property unit trusts – 22 April 2022

You have some money and want to grow Your Wealth, but are unsure where to put this money.
Two possible and often popular avenues are putting money directly into commercial property or investing in unit trusts that have exposure to the property sector…

Eviction order – 14 April 2022

In Davidan v Polovin NO and Others [2021] 4 All SA 37 (SCA) right of occupation and nature of necessary consent in terms of the Prevention of Illegal Eviction from and Unlawful Occupation of Land Act 19 of 1998…

How long before a debt is written off in South Africa? – 9 April 2022

Prescribed debts are debts that can be written off after they have passed a prescribed period of time.
Different debts have different prescribed time frames that need to pass before they can be written off. The most common debts can be written off after three years and the three-year time period starts as soon as the debt is due…

How to get a better interest rate on your home loan – 24 April 2022

Despite economic turbulence in South Africa, the repo rate has remained two basis points lower than it was before the pandemic’s onset in March 2020. This, combined with high approval rates amongst the banks, has created favourable home loan lending conditions for buyers…

Tax liabilities in your deceased estate – 6 April 2022

Understanding what taxes your deceased estate will be liable for is a critical part of the estate planning process and failing to account for your tax liabilities can detrimentally affect the liquidity in your estate and, in turn, the financial legacy to your loved ones…

WHICH LEGISLATION APPLIES TO HOAS? – 8 April 2022

When it comes to the Sectional Title Schemes Management Act (STSMA), the Community Schemes Ombud Service (CSOS) and the Community Schemes Ombud Service Act (CSOSA), it is generally understood that the STSMA and CSOS applies to sectional title schemes; however, there is some confusion as to whether it applies to homeowners’ associations (HOA)…